TES Capital Traded Endowments Singapore
TES Capital Traded Endowments Singapore

Investing in Traded Endowments

Our Grade A traded endowment and life insurance policies are procured from individual policy holders who do not wish to continue with their policies. View our traded endowment list.

When you buy over one of these policies, you're investing in policies which are free from front-loaded distribution costs (i.e., agency fees). You will receive a full cash pay-out from the insurer once the policy matures or the insured person passes away.

Depending on the remaining tenure of the policy you purchase, annualised returns are a healthy 3-5% per year.

How Traded Endowment Policies Work

Buy Traded Endowment Policies in Singapore

Frequently Asked Questions

What are traded endowment policies?

Where to buy traded endowment policies in Singapore?

Who is TES?

How do you acquire the policies you have on hand?

How will a policy I buy be transferred to me?

What is an Absolute Assignment?

How to do an Absolute Assignment in Singapore?

Can I transfer the policy to another party in future?

How will I pay for the policy I’m taking over?

What if there are policy nominations or beneficiaries?

How about the death benefits of the policy?

What happens when the policy matures?

Is there a capital guarantee on my investment?

Why should I have a portfolio of traded endowment plans with different maturity dates?

What happens if I pass away?

Are you licensed by MAS?


"My friend told me about TES and it was the right time as I was planning to open a fixed deposit account. Traded endowment plans are good for me as I would like to put my cash to good use while maintaining the assurance that I'll get my money back at the end.

You guys are doing a great job and service, keep it up!"

Ong Siew Fai, 33

Very Friendly and Helpful, Recommended!

Recommended! Shawn was very friendly and helpful. The signing was efficiently done and i received the insurance letter in the mail within 3 weeks. Will get more in future!

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Liza Munnin

Very Friendly and Professional Service

Very friendly and professional service. Shawn is very patient to answer all queries and to clear any doubts.

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Hoong Maeng Chan

There are currently no MAS administered regulations which govern the sale, purchase and distribution of Traded Endowment Policies and Traded Whole Life Policies. TES Capital Investments Pte Ltd is therefore not required to be licensed, approved, registered or otherwise regulated by the Monetary Authority of Singapore or any other applicable regulator in Singapore. Our company does not hold itself out as being licensed, approved, registered or otherwise regulated in respect to any of our activities. This advertisement has not been reviewed by the Monetary Authority of Singapore.

Traded Endowment Policy
Traded Endowment Policy Singapore