Singapore's largest list of Traded Endowment policies available for immediate investment! 

Investing in Traded Endowments

We offer a pool of Grade A traded endowment and life insurance policies which are procured from individual policy holders who do not wish to continue with their policies.

When you buy over one of these policies, you're investing in policies which are free from front-loaded distribution costs (i.e., agency fees). You will receive a full cash pay-out from the insurer once the policy matures or the insured person passes away.

Depending on the remaining tenure of the policy you purchase, annualised returns are a healthy 3-5% per year.

How Traded Endowment Policies Work

Buy Traded Endowment Policies in Singapore

TES Capital Investments is the leader in Traded Endowment and Life Policies in Singapore.

Frequently Asked Questions

What are traded endowment policies?

Where to buy traded endowment policies in Singapore?

Who is TES?

How do you acquire the policies you have on hand?

How will a policy I buy be transferred to me?

What is an Absolute Assignment?

How to do an Absolute Assignment in Singapore?

Can I transfer the policy to another party in future?

How will I pay for the policy I’m taking over?

What if there are policy nominations or beneficiaries?

How about the death benefits of the policy?

What happens when the policy matures?

What happens if I pass away?

Are you licensed by MAS?


"My friend told me about TES and it was the right time as I was planning to open a fixed deposit account. Traded endowment plans are good for me as I would like to put my cash to good use while maintaining the assurance that I'll get my money back at the end.

You guys are doing a great job and service, keep it up!"

Ong Siew Fai, 33

Humble and Patient to Explain, I Will Certainly Recommend TES

I bought my 1st WL resale policy from TES and the experience so far has been great. First time meeting Shawn and he came across as a humble guy who is patient to explain entire process of policy transfer as well as ensuring information in the policy is properly vetted with insurer. Given opportunity, I will certainly recommend TES to my frds and family.

profile-pic
Ng Yong Meng

I have no hesitations in recommending you to others

Thank you TES Capital for the sound financial advice to support our savings and investment portfolio.You were patient to listen to how we wanted to diversify.You definitely did not offer cookie-cutter solutions. I am grateful that you went the extra mile to customise something that I really need.Thank you and I have no hesitations in recommending you to others.

profile-pic
Ng Kok Leng

Inspect our current inventory of Traded Endowment insurance plans and see what others are raving about!

TES was featured on Channel News Asia (CNA) and Channel 5 in September 2020 for demonstrating active support in our Singaporean community during COVID-19. We're committed to you, Singapore!

Traded Endowments Channel 5 Singapore

Channel 5

TES Singapore featured on Channel News Asia

Channel News Asia

TES Singapore featured on Yahoo! Finance

Yahoo! Finance

There are currently no MAS administered regulations which govern the sale, purchase and distribution of Traded Endowment Policies and Traded Whole Life Policies. TES Capital Investments Pte Ltd is therefore not required to be licensed, approved, registered or otherwise regulated by the Monetary Authority of Singapore or any other applicable regulator in Singapore. Our company does not hold itself out as being licensed, approved, registered or otherwise regulated in respect to any of our activities.