Are you


the journey of saving for your


and being the best version of you 

for the new life ahead?

Many Singaporeans are relishing the stress-free journey of homebuyer savings with TES.

You can too!

Healthy returns and peace of mind!

We were working 3 jobs between us so we could save enough for the downpayment. Had also invested quite a bit in the stock market. The market crash stressed us so much that we were on the verge of calling off the wedding. Had to go for counselling to save our relationship! 

Thankfully we managed to salvage some money. My Uncle referred us to TES and they helped us so much during our recovery. Really grateful for Shawn and Angela's kindness and wish we had found them earlier. We started seeing healthy returns from TES, but more importantly we stopped being stressed about the investments. Finally we could focus on buying our first home and plan for the wedding without worrying about losing more money!

CL Tan, Singaporean, 33

The Ultimate Homebuyer Savings Plan From TES

  • Annualised returns up to 7%
  • Predictable income with no volatility concerns
  • Excellent capital preservation
  • Flexible maturity terms
  • Lower cost than new policies
  • Blue chip issuers governed by MAS in Singapore
  • No active monitoring or technical knowledge required
  • High levels of compliance and transparency
  • No health checks or maximum age limit
  • Tax-free returns with no residency restrictions

Doesn't that sound like a stress-free way to save up for your new home?

Traded Endowments - The Ultimate Stress-Free Home Savings Plan

Proven, safe and easy savings for savvy homebuyers


Traded Endowments are preferred by savvy homebuyers to save up for house down-payments and renovations.

Saving is simple. You buy over an endowment plan that the original policy owner surrenders before maturity. 


Traded Endowments are plans from blue-chip institutions governed the Monetary Authority of Singapore.

Transfers are legal. You become the new owner and beneficiary of the traded endowment policies that you purchase.


Traded Endowments are open to all investors and require no market monitoring or active trading. 

Returns are predictable. Your profits accrue until the policy matures or you choose to sell the plan to another person.

Traded Endowments are proven, safe and easy!

All paperwork was done officially... I felt confident!

Thanks a lot for sharing this opportunity. I've been a bond investor for many years and a firm believer in risk avoidance. To be honest I have never heard of this company but after carefully checking out the reputation of TES I felt confident to look at the policies they had available at the time (Sep 2019).

I have been holding bonds of financial institutions and after research I realised that buying traded endowment policies is actually slightly safer, as the policies themselves are guaranteed by the insurers. So I took over two traded endowment policies and one life policy from TES. All paperwork was done officially with the insurance company and I'm really happy to have found this good alternative to add to my bond portfolio.

Frederick Sim, Singapore PR, 58
TES Capital Investments Singapore - Traded Endowments

TES Is Singapore's #1 Traded Endowment Specialist

Serving clients with honesty, professionalism and heartfelt sincerity


clients served


plans transacted

$50+ million

investment value

Chan Wan Hong TES Capital
Chan Wan Hong

Executive Director

"After more than 2 decades as an auditor, investment banker and CFO, I find great joy in assessing financial instruments for sophisticated investors. I believe that wealth can be multiplied by investing wisely, managing risk and working with trusted partners."

Wan Hong is a Chartered Financial Analyst (CFA®), an alumni of Columbia Business School and Lincoln University and previously a Certified Practising Accountant (CPA). He has more than 20 years of experience in the finance industry including 10 years as an investment banker in top global investment banks where he specialised in Corporate Finance, as well as 10 years as the Chief Financial Officer (CFO) of a large Indonesian conglomerate.

Shawn Moh from TES Capital Investments Pte Ltd
Shawn Moh

Chief Operating Officer

"After more than 20 years as an investor in Singapore, I still continue to find my greatest joy in unearthing investment gems and sharing uncommon opportunities with fellow investors from all walks of life."

Shawn spent over a decade in global multinationals before applying his expertise to financial engineering and private investments. He applies his wealth of experience to help investors find superior returns and meet their retirement goals.

TES Capital Investments Singapore - Traded Endowments

TES Featured in Singapore Media

TES has been featured on Singapore media such as Channel NewsAsia (CNA), Channel 5, Seedly, and other media platforms for our contributions to the financial wellbeing of everyday Singaporeans.

Traded Endowments Channel 5 Singapore

Channel 5

TES Singapore featured on Channel News Asia

Channel News Asia

TES Singapore featured on Yahoo! Finance

Yahoo! Finance

Several thousand dollars of passive income!

I was doing research on Singapore savings bonds when I stumbled on traded endowments. After speaking to Shawn I felt confident to purchase 3 of these traded endowment policies as he carefully helped me select policies suitable for my needs. I'm delighted to get the extra percentage returns which amounts to several thousand dollars of extra passive income each year. Highly recommended!

Rebecca Lim, Singaporean, 46

Ready to enjoy the journey of saving for your dream home?

Start being the best version of you today!

Get your FREE personalised guide

Saving For Your Dream Home with Traded Endowments

Start a homebuyer savings plan and prepare for happy house-hunting today!

There are currently no MAS administered regulations which govern the sale, purchase and distribution of Traded Endowment Policies and Traded Whole Life Policies. TES Capital Investments Pte Ltd is therefore not required to be licensed, approved, registered or otherwise regulated by the Monetary Authority of Singapore or any other applicable regulator in Singapore. Our company does not hold itself out as being licensed, approved, registered or otherwise regulated in respect to any of our activities. This advertisement has not been reviewed by the Monetary Authority of Singapore.