Largest list of Traded Endowment policies available for immediate investment in Singapore! 

Delighted To Serve

At TES, we're not just proud to be a leader in Singapore's traded endowment industry, we're delighted to have the happiest Traded Endowment team in Singapore that's genuinely happy to serve every single day!

Read on to learn about our leadership, our team, our company and regulatory information.

Our Leadership

Chan Wan Hong

Executive Director, TES Capital Investments Pte Ltd

After more than 2 decades as an auditor, investment banker and CFO, I find great joy in assessing financial instruments for sophisticated investors. I believe that wealth can be multiplied by investing wisely, managing risk and working with trusted partners.

Wan Hong is a Certified Public Accountant (CPA), a Chartered Financial Analyst (CFA®) and an alumni of Columbia Business School and Lincoln University. He has more than 20 years of experience in the finance industry, including 10 years as an investment banker in top global investment banks where he specialised in Corporate Finance, as well as 10 years as the Chief Financial Officer (CFO) of a large Indonesian conglomerate.


Shawn Moh

Chief Operating Officer, TES Capital Investments Pte Ltd

With more than 20 years as an investor in Singapore, I still continue to find my greatest joy in unearthing investment gems and sharing uncommon opportunities with fellow investors from all walks of life.

Shawn spent 10 years in ExxonMobil before applying his expertise to financial engineering and private investments. He applies his wealth of experience to help investors find superior returns and meet their retirement goals.


Our Team

Angela Bok
Angela Bok

Senior Sales Relationship Manager

After years of experience in the financial services industry, I've found my greatest joy in TES sharing the wonderful opportunities in traded endowments with investors!

Brandon Lim
Brandon Lim

Sales Relationship Manager

I'm thrilled to be part of the TES team after several years in banking as the entire team is so united in serving clients with passion for service and pride in professionalism!

Eugene Hoy TES Capital
Eugene Hoy

Business Development Manager

We're not only the best company, we have the best team! I'm motivated to serve because we believe in our products and our clients believe in us. What a great culture and company to be in!

Adrian Lee TES Capital
Adrian Lee

Sales Relationship Manager

It's a joy to start each day knowing that together with my team at TES we can share good opportunities in traded endowments with Singapore investors from all walks of life!

Jasper Ho TES Capital
Jasper Ho

Sales Relationship Manager

I love helping people and am so happy to be part of the TES family because we're genuinely delighted to help people meet their financial goals with traded endowments!


Our Company

TES is Singapore's #1 specialist in Traded Endowment Policies, respected for honesty, professionalism and transparency. Our team has over 50 years of combined experience in the financial industry and we're proud to have the happiest Traded Endowment team in Singapore!

Our years of hands-on investment management and financial advisory have confirmed to us that traded endowments are one of today's most attractive investments options for portfolio diversification in Singapore. That's why we've chosen to be 100% focused on Traded Endowment investments in Singapore!

We offer a pool of Grade A traded endowment and life insurance policies which are procured from individual policy holders who do not wish to continue with their policies. Depending on the remaining tenure of the policy you purchase, annualised returns are a healthy 3-5% per year.

When you buy over one of these policies, you're investing in policies which are free from front-loaded distribution costs (i.e., agency fees). You will receive a full cash pay-out from the insurer once the policy matures or the insured person passes away.

Come meet our happy team and find out for yourself why astute, knowledgeable and wise Singaporeans trust us and choose TES Singapore as their preferred professional intermediary for traded endowment plans in Singapore!


Regulatory Information For Traded Endowment Products in Singapore

Traded endowment and life insurance policies are a financial product from third party issuers that are sold by TES to buyers in Singapore, hence the term 'traded'.

The Monetary Authority of Singapore (MAS) acknowledges the existence of Traded Life Policies (TLP) and Traded Endowment Policies (TEP) as investments and states that it does not regulate the activity of trading in such products. No special license is required by distributors of Traded Endowments.

As such, TES Capital Investments Pte Ltd and its representatives uphold the highest standards of professional conduct and have become a trusted intermediary for traded endowment products in Singapore.


"God willing, my son should be entering to university in seven years time and I could not find a insurance savings with short expiry. It's lucky I found about TES from my boss, after I spoke to Mr Shawn I felt comfortable as he was very patient and gave me some good advice. Now I have bought a 7 years endowment plan for my son.

I do recommend this for those who find buying new policies restrictive and inflexible, and I have only good things to say about TES. It was not just a pleasure but a joy to be helped by Shawn."

Sharifah Azlan, 41

Honest, Transparent and Smooth Transaction

Very helpful and patient bunch who advise and cater to needs to different people. Would definitely recommend to look for Shawn for a honest, transparent and smooth transaction of the products.

profile-pic
Suren Silvaraju

Thank you Shawn for making my investment dream a reality. I am very happy.

Shawn has been very helpful and even go to trouble of calculating, checking and presenting whether a policy is worthwhile investing. He is also patient and understands my needs. I even recommended my sister and with Shawn's help managed to get myself and my sister a policy that suits our needs. My sister and myself wanted a product by a financially stable company so that we can grow our investment more than 4% given by Retirement Account. Shawn made the entire process as easy as just being the best part of a celebrity (just need to sign a lot), while also helping to ensure policies are assigned asap. Thank you Shawn for making my investment dream a reality. I am very happy with the policies chosen for myself and my sister and I'll be back! 🥰🤩

profile-pic
Beth Leong

Get $200 cash voucher for every traded endowment policy purchased - valid this month only!

TES was featured on Channel News Asia (CNA) and Channel 5 in September 2020 for demonstrating active support in our Singaporean community during the COVID pandemic.

Traded Endowments Channel 5 Singapore

Channel 5

TES Singapore featured on Channel News Asia

Channel News Asia

TES Singapore featured on Yahoo! Finance

Yahoo! Finance

Get $200 cash voucher for every traded endowment policy purchased - valid this month only!

There are currently no MAS administered regulations which govern the sale, purchase and distribution of Traded Endowment Policies and Traded Whole Life Policies. TES Capital Investments Pte Ltd is therefore not required to be licensed, approved, registered or otherwise regulated by the Monetary Authority of Singapore or any other applicable regulator in Singapore. Our company does not hold itself out as being licensed, approved, registered or otherwise regulated in respect to any of our activities.