About TES
At TES, we're proud to be a leader in Singapore's traded endowment industry, and we're grateful to have the happiest Traded Endowment team in Singapore.
We're genuinely delighted to serve our clients every single day!
Read on to learn about our leadership, our team, our company and regulatory information.
Our Leadership
Chan Wan Hong
Executive Director, TES Capital Investments Pte Ltd
After more than 2 decades as an auditor, investment banker and CFO, I find great joy in assessing financial instruments for sophisticated investors. I believe that wealth can be multiplied by investing wisely, managing risk and working with trusted partners.
Wan Hong is a Chartered Financial Analyst (CFA®), an alumni of Columbia Business School and Lincoln University and previously a Certified Practising Accountant (CPA). He has more than 20 years of experience in the finance industry including 10 years as an investment banker in top global investment banks where he specialised in Corporate Finance, as well as 10 years as the Chief Financial Officer (CFO) of a large Indonesian conglomerate.
Shawn Moh
Chief Operating Officer, TES Capital Investments Pte Ltd
With more than 20 years as an investor in Singapore, I still continue to find my greatest joy in unearthing investment gems and sharing uncommon opportunities with fellow investors from all walks of life.
Shawn spent 10 years in ExxonMobil before applying his expertise to financial engineering and private investments. He applies his wealth of experience to help investors find superior returns and meet their retirement goals.
Our Management
Angela Bok
Head of Sales
After years of experience in the financial services industry, I've found my greatest joy in TES sharing the wonderful opportunities in traded endowments with investors!
Melody Tow
Head of Operations
I love helping others and seeing the happiness when both parties have a smooth transfer of their endowment policies makes my work truly meaningful!
Our Company
TES is Singapore's #1 specialist in Traded Endowment Policies, respected for honesty, professionalism and transparency. Our team has over 50 years of combined experience in the financial industry and we're proud to have the happiest Traded Endowment team in Singapore!
Our years of hands-on investment management and financial advisory have confirmed that traded endowments are one of today's most attractive investments options for portfolio diversification in Singapore. That's why we've chosen to be 100% focused on Traded Endowment investments in Singapore!
Our pool of Grade A traded endowment and life insurance policies are procured from individual policy holders who do not wish to continue with their policies. Depending on the remaining tenure of the policy you purchase, you can look forward to healthy 7% annualised returns!
When you buy over one of these policies, you're investing in policies which are free from front-loaded distribution costs (i.e., agency fees). You will receive a full cash pay-out from the insurer once the policy matures or the insured person passes away.
Come meet our happy team and find out for yourself why astute, knowledgeable and wise Singaporeans trust us and choose TES Singapore as their preferred professional intermediary for traded endowment plans in Singapore!
Regulatory Information For Traded Endowment Products in Singapore
Traded endowment and life insurance policies are a financial product from third party issuers that are sold by TES to buyers in Singapore, hence the term 'traded'.
The Monetary Authority of Singapore (MAS) acknowledges the existence of Traded Life Policies (TLP) and Traded Endowment Policies (TEP) as investments and states that it does not regulate the activity of trading in such products. No special license is required by distributors of Traded Endowments.
As such, TES Capital Investments Pte Ltd and its representatives uphold the highest standards of professional conduct and have become a trusted intermediary for traded endowment products in Singapore.
"God willing, my son should be entering to university in seven years time and I could not find a insurance savings with short expiry. It's lucky I found about TES from my boss, after I spoke to Mr Shawn I felt comfortable as he was very patient and gave me some good advice. Now I have bought a 7 years endowment plan for my son.
I do recommend this for those who find buying new policies restrictive and inflexible, and I have only good things to say about TES. It was not just a pleasure but a joy to be helped by Shawn."
Sharifah Azlan, 41
