Singapore's largest list of Traded Endowment policies available for immediate investment! 

TES Is The Leading Specialist in Traded Endowment and Life Policies in Singapore

TES is Singapore's #1 specialist in Traded Endowment Policies, respected for honesty, professionalism and transparency. Our team has over 40 years of experience in the financial industry. 

After years of hands-on investment management and financial product advisory, we've concluded that traded endowment policies are one of the most attractive investments available for portfolio diversification in Singapore.

Come speak to us and find out for yourself why astute, knowledgeable and wise Singaporeans trust us and choose TES Singapore as their preferred professional intermediary for traded endowment plans in Singapore.


Shawn Moh

Chief Operating Officer, TES Capital Investments Pte Ltd

Our Leadership

Hi I'm Shawn, and I've spent more than 20 years as an investor in Singapore. I find my greatest joy in sharing genuine opportunities with my friends and fellow investors.

Today, my team and I at TES find true fulfillment in helping Singaporeans meet their retirement goals and find superior returns for their hard-earned money. 

Send me a WhatsApp message and I'll help you with transparency and honesty, which is the only way it should be!

About TES Capital Investments Pte Ltd

TES is Singapore's #1 specialist in Traded Endowment Policies, respected for honesty, professionalism and transparency. Although we're a young company, our team has over 40 years of experience in the financial industry. 

We offer a pool of Grade A traded endowment and life insurance policies which are procured from individual policy holders who do not wish to continue with their policies.

When you buy over one of these policies, you're investing in policies which are free from front-loaded distribution costs (i.e., agency fees). You will receive a full cash pay-out from the insurer once the policy matures or the insured person passes away.

Depending on the remaining tenure of the policy you purchase, annualised returns are a healthy 3-5% per year.

Come speak to us and find out for yourself why savvy investors in Singapore trust us and choose TES!


"God willing, my son should be entering to university in seven years time and I could not find a insurance savings with short expiry. It's lucky I found about TES from my boss, after I spoke to Mr Shawn I felt comfortable as he was very patient and gave me some good advice. Now I have bought a 7 years endowment plan for my son.

I do recommend this for those who find buying new policies restrictive and inflexible, and I have only good things to say about TES. It was not just a pleasure but a joy to be helped by Shawn."

Sharifah Azlan, 41

TES Patiently Explained and Settled Everything

The calculations provided are easy to understand. Shawn arranged for the courier to pass me the required documents for signature. Signed on the spot and TES settled everything else. My 1st traded policy was transacted in early April and was reflected in my account within a week. Shawn patiently explained to me how traded endowment policies work and how TES provides capital protection. As I'm approaching 50 years soon, I prefer traded endowment over a brand new policy.

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Tan Geok Leong

A friendly, well knowledgeable and professional consultant who teaches you and able to assist you on the queries which u are facing.

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Ong Chee Wei

Inspect our current inventory of Traded Endowment insurance plans and see what others are raving about!

TES was featured on Channel News Asia (CNA) and Channel 5 in September 2020 for demonstrating active support in our Singaporean community during COVID-19. We're committed to you, Singapore!

Traded Endowments Channel 5 Singapore

Channel 5

TES Singapore featured on Channel News Asia

Channel News Asia

TES Singapore featured on Yahoo! Finance

Yahoo! Finance

There are currently no MAS administered regulations which govern the sale, purchase and distribution of Traded Endowment Policies and Traded Whole Life Policies. TES Capital Investments Pte Ltd is therefore not required to be licensed, approved, registered or otherwise regulated by the Monetary Authority of Singapore or any other applicable regulator in Singapore. Our company does not hold itself out as being licensed, approved, registered or otherwise regulated in respect to any of our activities.