TES Invest is Singapore’s Leading Traded Endowment Specialist
TES Invest is a Singapore-based traded endowment specialist focused exclusively on helping investors access investment-grade traded endowment plans that are low-risk, high-yield, and easily accessible for portfolio diversification and long-term wealth protection. These plans offer a viable alternative to traditional investments such as bonds, stocks, and fixed deposits.
Our leadership team brings over 50 years of combined experience across corporate finance, investment banking, and financial operations.
WHo is tes?
TES Singapore is led by a team of seasoned financial professionals who bring institutional-level discipline, transparent governance, and structured investment standards to Singapore’s traded endowment market. The team combines deep expertise in finance, operations, and client advisory with a sincere commitment to guiding policyholders and investors through every step with transparency, accuracy, and care.
Chan Wan Hong
Executive Director, TES Capital Investments Pte Ltd
With more than two decades of experience in corporate finance, investment banking, and financial leadership, Wan Hong brings institutional-level financial discipline to the traded endowment market in Singapore.
He is a Chartered Financial Analyst (CFA®) and an alumnus of Columbia Business School and Lincoln University. His career includes over 10 years as an investment banker specialising in corporate finance, followed by a decade as Chief Financial Officer (CFO) for a major Indonesian conglomerate.
Shawn Moh
Chief Operating Officer
Shawn brings more than 20 years of investment and operational leadership across multinational corporations and private investment environments.
His focus is on building systems that allow investors and policyholders to experience smooth, secure, and transparent endowment transactions. He oversees operational excellence, transaction workflows, and investor onboarding for TES Singapore.
Angela Bok
Head of Sales
Angela leads client advisory and policyholder engagement, working closely with individuals exploring alternatives to policy surrender and investors seeking traded endowment opportunities.
Her role ensures every client receives structured guidance, clear documentation, and accurate financial insights throughout the transaction process.
Melody Tow
Head of Operations
Melody oversees end-to-end operational execution, ensuring that every policy transfer, investor transaction, and compliance process is handled with efficiency and regulatory precision.
Her focus is on delivering seamless, stress-free experiences for both sellers and investors in Singapore’s traded endowment market.
What Does TES Invest Do?
TES Invest specialises in traded endowment plans. We source and evaluate existing endowment policies and facilitate their transfer to investors. After ensuring that they're free from encumbrance, TES makes these policies available to sophisticated buyers in Singapore.
When you buy over one of these plans, you're investing in policies which are free from front-loaded distribution costs. TES is Singapore’s leading specialist in traded endowment policies with the largest AAA-grade traded endowment list in the market.
TES in the media
With gratitude, we earnestly strive to continue furthering the financial wellbeing of everyday Singaporeans!
TES Capital on Channel News Asia
TES was featured on CNA, a prominent Singapore-based international news channel providing Asia-focused news coverage that has become a valuable source of news and analysis for viewers in Singapore and around the world.
TES Capital on Channel 5
TES was featured on Channel 5, a major television channel in Singapore that often broadcasts public service announcements, educational content and government messages, contributing to its role as an important public information source.
TES Capital on Yahoo Finance
TES was featured on Yahoo Finance, a global financial information and data services platform with a strong reputation for reliability and trustworthiness in Singapore.
TES Capital on Spirit of Enterprise Singapore
TES was featured on Spirit of Enterprise, an approved Institution of a Public Character (“IPC”) in Singapore that has spent over two decades honouring home-grown entrepreneurs and helping them to engage with young beneficiaries.
Our Commitment to Investors
Our commitment is to deliver measurable financial value to everyday Singaporeans. Investors can achieve above-average annual returns through traded endowment plans underwritten by blue-chip issuers, offering long-term wealth protection and flexible tenures.
Our position in Singapore’s traded endowment market is anchored by strong financial backing and supported by one of the largest inventories of investment-grade endowment plans in Singapore. We provide market-informed guidance to investors seeking stable risk-adjusted opportunities in an evolving financial landscape. These principles ensure that every transaction is built on responsible capital deployment and long-term market trust.
Regulatory Information For Traded Endowment Products in Singapore
Traded endowment and life insurance policies are a financial product from third party issuers that are sold by TES to buyers in Singapore, hence the term 'traded'.
The Monetary Authority of Singapore (MAS) acknowledges the existence of Traded Life Policies (TLP) and Traded Endowment Policies (TEP) as investments and states that it does not regulate the activity of trading in such products. No special license is required by distributors of Traded Endowments.
As such, TES Capital Investments Pte Ltd and its representatives uphold the highest standards of professional conduct and have become a trusted intermediary for traded endowment products in Singapore.
Speak With Us
TES supports investors seeking predictable investment opportunities through traded endowment plans. Meet our team to explore how traded endowments can complement your portfolio and discover why discerning investors choose TES as their trusted traded endowment specialist.
