TES Capital Investments Singapore - Traded Endowments

The Millionaire's Secret: 

Buy Traded Endowment Policies in Singapore

Savvy Singaporeans are achieving up to 50% higher returns by buying second hand or resale traded endowment and life insurance policies for long term wealth protection and smart financial planning.

THE MILLIONAIRE'S SECRET REVEALED

Traded Endowment Policies - Low Effort, Low Risk, Moderate Return

TES Capital Investments Pte Ltd is the leader in Traded Endowment and Life Policies in Singapore.


What Are Traded Endowment Policies?

Traded endowment policies, also known as second hand endowments, are procured by TES from the original policy owner when they desire to surrender their policy. After carefully ensuring that the policies are free from any encumbrance, TES makes these endowment policies available for take over by sophisticated buyers.

Traded endowments are gaining popularity in Singapore as a low-risk and easily-accessible option for portfolio diversification and long term wealth protection, and provide an alternative to traditional investments in bonds, stocks and fixed deposits.

Proven

Buying traded endowment policies instead of purchasing a new insurance policy has been used by sophisticated investors to preserve wealth for many years.

Safe

The life and endowment policies you buy over are underwritten by leading Singapore insurance companies which are governed by the Monetary Authority of Singapore

Easy

Buying traded endowments requires no active monitoring of market movements, no technical analysis and no advanced financial knowledge. There are also no entry requirements for buyers.

"I was doing research on Singapore savings bonds when I stumbled on traded endowments. After speaking to Shawn I felt confident to purchase 3 of these traded endowment policies as he carefully helped me select policies suitable for my needs.


I'm delighted to get the extra percentage returns which amounts to several thousand dollars of extra passive income each year. Highly recommended!"


Rebecca Lim Hui-En, 46

Shawn Moh from TES Capital Investments Pte Ltd

Shawn

Traded Endowment Specialist

Hi, I'm Shawn, and I've spent more than 20 years helping Singaporeans meet their retirement goals and find the best returns available for their hard-earned money. Please let me share a secret used by many savvy millionaires that's low-risk, moderate-return, and easy to access.

The Investment Opportunity

We offer a pool of Grade A traded endowment and life insurance policies which are procured from individual policy holders who do not wish to continue with their policies.


When you buy over one of these policies, you're investing in policies which are free from front-loaded distribution costs (i.e., agency fees). You will receive a full cash pay-out from the insurer once the policy matures or the insured person passes away.


Depending on the remaining tenure of the policy you purchase, annualised returns are a healthy 3-5% per year.

"An excellent tool for savvy Singaporeans taking ownership of their financial future."

Richard Tan Say Young, 58

Taking Over Endowment or Life Insurance Policies

Buy over traded endowment policies

You benefit in several ways when you buy a traded endowment policy

  • Short maturity - ideal if you need to pay for your child's university education in 5-10 years' time.
  • Diversify your portfolio into a low-risk, low effort investment with a moderate return.
  • Higher compounded returns compared to purchasing a new policy, as you save on distribution costs.
  • No health limitation and no age barrier, unlike the typical requirements for buying a new policy.

"God willing, my son should be entering to university in seven years time and I could not find a insurance savings with short expiry. It's lucky I found about TES from my boss, after I spoke to Mr Shawn I felt comfortable as he was very patient and gave me some good advice. Now I have bought a 7 years endowment plan for my son.


I do recommend this for those who find buying new policies restrictive and inflexible, and I have only good things to say about TES. It was not just a pleasure but a joy to be helped by Shawn."


Sharifah Azlan, 41

ARE TRADED ENDOWMENTS REGULATED? 

The MAS Stand On Traded Endowments

Resale endowment policies singapore

The Monetary Authority of Singapore (MAS) acknowledges the existence of Traded Life Policies (TLP) and Traded Endowment Policies (TEP) as investments and states that it does not regulate the activity of trading in such products. No special license is required by distributors of Traded Endowments.


"Thanks a lot for sharing this opportunity. I've been a bond investor for many years and a firm believer in risk avoidance. To be honest I have never heard of this company but after carefully checking out the reputation of TES I felt confident to look at the policies they had available at the time (Sep 2019).


I have been holding bonds of financial institutions and after research I realised that buying endowment policies is actually slightly safer as the policies themselves are guaranteed by the insurers. So I took over two traded endowment policies and one life policy from TES. All paperwork was done officially with the insurance company and I'm really happy to have found this good alternative to add to my bond portfolio."


Frederick Sim, 58

What Makes Traded Endowments So Attractive?

Excellent capital preservation

Tax-free returns

Higher returns than buying new policy

Shorter time to maturity

No health check or questionnaire

No maximum age limit

Highly levels of compliance

Hassle-free process

Frequently Asked Questions

What are traded endowment policies?

Where to buy traded endowment policies in Singapore?

Who is TES?

How do you acquire the policies you have on hand?

How will a policy I buy be transferred to me?

What is an Absolute Assignment?

How to do an Absolute Assignment in Singapore?

Can I transfer the policy to another party in future?

How will I pay for the policy I’m taking over?

What if there are policy nominations or beneficiaries?

How about the death benefits of the policy?

What happens when the policy matures?

What happens if I pass away?

Are you licensed by MAS?

Get Started With Traded Endowments Today!

We have a limited supply of Grade A traded endowment and life policies that typically sell out within days. Don't delay - contact us now!

Shawn Moh from TES Capital Investments Pte Ltd

"My friend told me about TES and it was the right time as I was planning to open a fixed deposit account. Traded endowment plans are good for me as I would like to put my cash to good use while maintaining the assurance that I'll get my money back at the end.


You guys are doing a great job and service, keep it up!"


Ong Siew Fai, 33

Shawn Moh

Traded Endowment Specialist

About Shawn

Hi I'm Shawn, and I've spent more than 20 years as an investor in Singapore, and I find my greatest joy in sharing genuine opportunities with my friends and fellow investors.

Today, I find true fulfillment in helping Singaporeans meet their retirement goals and find the best returns available for their hard-earned money. 


About TES Capital Investments Pte Ltd

TES is Singapore's #1 specialist in Traded Endowment Policies, respected for honesty, professionalism and transparency. Although we're a young company, our team has over 40 years of experience in the financial industry. 

We offer a pool of Grade A traded endowment and life insurance policies which are procured from individual policy holders who do not wish to continue with their policies.

When you buy over one of these policies, you're investing in policies which are free from front-loaded distribution costs (i.e., agency fees). You will receive a full cash pay-out from the insurer once the policy matures or the insured person passes away.

Depending on the remaining tenure of the policy you purchase, annualised returns are a healthy 3-5% per year.

Come speak to us and find out for yourself why savvy millionaires trust us and choose TES Singapore!

TES is Singapore's #1 specialist in Traded Endowment Policies, respected for honesty, professionalism and transparency.

TES Capital Investments Pte Ltd

1 West Coast Drive, #01-39 NEWest Mall, Singapore 128020


There are currently no MAS administered regulations which govern the sale, purchase and distribution of Traded Endowment Policies and Traded Whole Life Policies. TES Capital Investments Pte Ltd is therefore not required to be licensed, approved, registered or otherwise regulated by the Monetary Authority of Singapore or any other applicable regulator in Singapore. Our company does not hold itself out as being licensed, approved, registered or otherwise regulated in respect to any of our activities.

Copyright © 2019-2020 TES Capital Investments Pte Ltd. All rights reserved.

1 West Coast Drive, #01-39 NEWest Mall, Singapore 128020

WhatsApp chat